Need help with insurance?

We help you find solutions to your specific insurance needs

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Welcome to Pilichowski Insurance

Choosing insurance can feel overwhelming, but you don’t have to do it alone. I’m here to simplify the process, answer your questions, and ensure you feel confident in your coverage decisions.


As an independent insurance broker, I take the time to listen, understand your unique needs, and walk you through every step—from education and plan selection to enrollment and ongoing support.


Let’s connect—I’d love to help you find a plan that gives you peace of mind.


Helping You Find Solutions To Your Specific Insurance Needs

Medicare is complex.  I can help.

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Medicare Advantage

Medicare Advantage, also called Medicare Part C, combines the benefits of Original Medicare (Part A and Part B) into a single plan with additional coverage, like dental, vision, hearing, wellness, and more. 

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Medicare Supplement

Medicare Supplement, or Medigap, bridges the coverage gap left by Original Medicare (Part A and Part B) and covers costs like deductibles, copayments, and coinsurance.

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Prescription Drug Plans (PDP)

Medicare Part D Prescription Drug Plans (PDP) work in tandem with Original Medicare (Part A and Part B) and Medicare Advantage plans to provide prescription drug coverage. 

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Dental & Vision

Dental and vision plans are additional ancillary products beneficiaries can purchase (as standalone or part of Medicare Advantage) since they are not included in Original Medicare (Part A and Part B) coverage.

Insurance is important. Let's navigate together.

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Whether you are purchasing health insurance on your own for the first time, or planning for your family's future financial security, we have experts ready to help you.  Give us a call to discuss your health insurance and life insurance needs.

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We make connections. You have options.

We're happy when our clients are happy.

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"I really appreciate Tonya helping me navigate confidently through the complex Medicare rules, insurance choices, and changes. Her pleasant, knowledgeable, and professional manner makes this dreaded yet necessary task painless. In addition, I’ve referred her to many satisfied relatives and friends who also value and appreciate her assistance."

Su C.

2025
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"We are so thankful to have been introduced to Tonya by a mutual friend. She has been so helpful in navigating all the layers of Medicare. She listened to our concerns and wants and then directed us to two or three options which made the selection process so much easier! We've been so pleased with our choice because of her help! And she continues to keep us apprised of the many changes that keep happening in the Medicare world."

Ben R.

2025
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"Tonya was so wonderful to work with. Patient, understanding, and very good at explaining when I had questions. I would not hesitate to work with her again and heartily recommend her to anyone needing help with insurance issues."

Betty B.

2025
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"I have been a client of Tonya Pilichowski's for the past two years. She is extremely knowledgeable and professional in representing the Medicare Insurance coverage. I would highly recommend her when you require advice on your Medicare Supplemental Insurance needs."

Dick B.

2025

This is a solicitation for insurance. Submitting information or calling numbers listed on this website will direct you to a licensed Agent/Broker.

Important disclosures about Medicare Plans: Medicare has neither endorsed nor reviewed this information. Not connected or affiliated with any United States Government or State agency. We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.